Payment Options

Most Popular Way To Go Solar

Loan

The most common option is the loan. All our loans have the option of paying no money down. Whether your goal is to finance the:

  • lowest possible monthly payment 
  • lowest gross cost (you keep the entire tax credit)
  • lowest net cost (re-invest the tax credit by month 18)
  • lowest APR
  • no prepayment penalty
Sun- Are you prepared for Savings

The 25-year Loan

  • Lowest possible monthly amounts
  • Easily transferable if you are moving
  • Maximizes monthly savings immediately from your PG&E bill
  • Fixed monthly costs to give you control and predictability with your monthly electricity expense
  • Coincides with the warranty length/term

The 10-year Loan

  • Fast payoff
  • Lowest interest rate, as low as 0.99%
  • Least amount of interest paid if carried for the full term
  • Easily transferrable if you are moving
  • Fixed monthly costs to give you control and predictability with your monthly electricity expense
10 year loan
We Also Offer
Pace Loans
  • 5 years for quickest payoff
  • Does not rely on credit score
  • Use your home equity to secure solar loan
  • Property Assessed Clean Energy loan
  • Pay loan with property tax bill
  • 30 Year Term available for lowest monthly cost

Not sure about your Credit? No problem. Call and ask about options that don’t affect your credit!

Cash

5-7 Years is typical projected ROI. Bigger bills will happen faster.

What should be considered when factoring ROI?…

  1. Tax Credit will give you NET cost. You would never achieve this tax credit unless you went solar.
  2. 6.8% yearly average rate increase with PG&E over time. See historic rate increases on our Tariffs page.
  3. Every dollar given to utility is rent money. Solar is an investment in your future. Home value studies have proven day 1 is the real ROI.

Reality is you just quit renting. You are now no longer at the mercy of rate increases. One less variable in your family’s financial well being.

Homes with solar continue to sell faster and for more money…

roi
Other No Money Down Options
LEASE

*Get the best yearly and bi-yearly PRODUCTION GUARANTEE.

  • Pay less.
  • Fixed cost.
  • Choose 2-2.9% yearly escalator or no escalator.
  • Does not show on credit report after initial check.
  • BUDGET: Know what next month’s bill will be exactly.

SIMPLE SOLUTION with system that is insured and warranted.

Also, every now and then a family cannot utilize the tax credit.

This is rare. It may be a retired senior, low income homeowner or church, multi-millionaire, etc…

POWER PURCHASE AGREEMENT

Pay less for each kilowatt hour generated. Generally viewed as little to no risk.

  • PPA balances monthly expenses organically.
  • Option to buy at “Fair Market Value”. Eliminates risk.
  • Lower monthly and yearly cost per kWh.
  • Tax Credit is irrelevant